Bradford Exchange - Valentine's Day

Sunday, December 29, 2013

Haus of Weber – Current Events – NSA Information Gathering


Haus of Weber – Current Events – NSA Information Gathering

Is your privacy being invaded?

This is a topic of discussion that has many conflicting aspects because it’s such a complicated and ironic subject. I started to research this subject and decided to first understand the meaning of privacy. When I researched the meaning of privacy I found a myriad of information and began to realize that I could write an article on the meaning of privacy alone. This was not the purpose of this article but let’s just say privacy is a complicated issue.  The Constitution of the United States does not use the word privacy but alludes to it in some of the Amendments such as the 1st and 4th amendments.  

The NSA is gathering vast amounts of information especially phone data in order to safeguard the American people against foreign enemies. This poses many questions as to the legitimacy and need to gather this information and its infringement on an individual’s right to privacy.  These are legitimate questions and concerns but are kind of ironic in certain respects.

We started to lose some of our privacy when we went into the Internet age and put our information out there. You could even say that the use of credit cards began the private information gathering age. It became apparent after a period of time that these companies, that were gathering our information, found many beneficial ways to use that information by developing files to track our buying patterns and also selling some of that information to other business concerns for their use. The internet and technology have grown substantially since then and with every passing year more and more of our private information is gathered and used decreasing our expectation of privacy and we do this voluntarily, in most cases. The following examples are just some of the ways our privacy is being compromised:

·        Facebook, Twitter, Hulu, Spotify are just some of the companies where you provide your private information for communication on a site with other individuals and these companies are sharing your information with each other and you provide pictures, communications, videos, private thoughts and other personal information for people to see.

·        Credit cards track your buying habits.

·        Cameras on street corners can track your movements

·        We wear medical devices that can locate our whereabouts.

·        We use GPS devices that can pinpoint your location while you try to get to your destination.

·         Cell phones with locating software and camera options that can take pictures and video of private moments.

·        Finger prints stored to provide access to your devices

·        Google Earth that can zoom in on your home.

·        Drones

·        Satellites

·        Taxation – you provide information on your salary and earnings.

According to Amitai Etzioni

The government is no longer the only or even principle threat to people’s privacy. Corporate data miners or privacy merchants stand to profit by selling massive dossiers of personal information, including purchasing decisions and internet traffic to the highest bidder. This information is also available to the government.

The other thing I think we should be more concerned about then the NSA and companies infringing our privacy is hackers who steal our information for illicit and illegal purposes. This poses more of a threat to our privacy then any aforementioned issues.

The bottom line then becomes how is the NSA using this information and how do we control it. There is a report that was submitted to President Obama that outlines the uses and possible abuses of this information gathering and provides viable solutions to control this delicate situation. You can go to Huffington Post and look up Geoffrey R. Stone’s blog and read how this report proposes to resolve this issue. It’s a good read.

What’s your opinion? We would enjoy your feedback.    CLICK HERE

Sites of interest:

Reuters

Wikipedia

thewire.com

huffingtonpost.com

 Updates from previous blogs;

The emergency unemployment compensation benefits have not been extended and many people who have collected benefits for over 26 weeks are no longer collecting benefits.  
Check out our Deal of the Day from Best Buy

Friday, December 27, 2013

Affiliate Coupon and Savings

Don't forget to check out our Best Buy affiliate sight for money saving items and coupons that can save you a ton of money with already huge discounts available. The Bradford Exchange has many quality items from Disney and Thomas Kinkade available to be reliably shipped to your door.

Thursday, December 26, 2013

Personal Finance-Plan, Reduce, Maintain


Title Personal Finance – Plan, Reduce, Maintain

 

 

Personal finance should be a plan that outlines your strategy for making, spending and investing your monies. Investing will be a variable depending on your monetary situation. Paying your expenses as they arise and not having a personal finance plan most likely will leave you short of money before your next paycheck. A plan that is tracked and reviewed on a regular basis will help you avoid and protect against financial hardships. It is a good idea to form long term goals for your finances once you have established and implemented your initial plan.

Personal Finance Plan Tip 1 (Plan) – It is a good idea to get a notebook and track your income, bills and living expenses daily. The first item you will enter at the top of the page is your total income for the week, bi-weekly or monthly depending on how you earn your income. You will then list your expenses underneath your income subtracting out those items from your total income. List your income and expenses by date.  This will give you an idea of how much money you spend as opposed to the monies you take in for a period of time. If you find that your expenses exceed your income it will help you decide more systematically which expenses can be reduced or eliminated. Review your expenses on a regular basis to evaluate which ones may be reduced or eliminated. Make sure you enter any bills paid as they are paid. This is key to improving your personal finances.

Personal Finance Tip 2 (Reduce) – Review your plan periodically and you will find that you may be able to reduce expenses by eliminating non- essential costs. You may also reduce your costs by using coupons when you do your food shopping as well as other items of needed. You may want to look for cheaper plans for your cell phone, cable services and internet services to assist in reducing costs. Shopping around for gas stations that sell gas cheaper may be something to help reduce costs. When purchasing any item you should always ask yourself “ do I really need that?” If it’s not essential you may want to eliminate that expense. You may also consider eliminating eating out often, massages and fitness programs on a temporary basis to help improve your personal finances. Review your debt owed and number the least of the debt to the highest of your debt sequentially. Set up a plan to pay off the lowest debt first by paying more towards that debt while pay the minimums amounts on the others. This will help improve your personal finances steadily overtime.

Personal Finance Plan Tip 3 (Maintain)- Review your plan on a regular basis and make sure to maintain your cost saving items. This will eventually improve your personal finances. Eventually you will have more to spend on the luxuries you eliminated and will enjoy a better financial situation.

You may want to check these sites out:

www.intacct.com –free accounting software guide and know your options

www.ehow.com –personal finances

www.personalcapital.com –complete money management for the next generation investors.

Best Buy Sale and Coupon

Please check out Best Buy on our site for big discounts and a coupon for even more savings.

Tuesday, December 24, 2013


Bradford Exchange – Promotion

Bradford Exchange was established in the 1970’s as a ground breaker and trendsetter in the collectables world and have a reputation  of excellence over the last 40 years. They have now become the home of fine jewelry, artistic apparel, limited edition collectables, gifts, home décor and much more. The Bradford Exchange allows you to shop with confidence and offer one of the best guarantees in the business. They guarantee their merchandize for up to one full year with free return shipping. That’s an offer you can’t refuse. The benefits of shopping online with Bradford Exchange are:

-        Ease of ordering, anytime, from a source you can trust

-        Manage your accounts, track your purchases, payments, billing and shipping information online – at your convenience – whenever you wish

-        Quick and reliable deliveries

-        Your privacy is protected

-        You get the best guarantee

We suggest you try their service and we know you will become a frequent visitor and satisfied customer. The best part is you can do it right here on this site. We are a proud to offer their services.

Editor’s Note : Check out their Thomas Kinkade  collection - outstanding

Sunday, December 22, 2013


My Opening Blog

 

This is my opening blog for this site. I look forward to writing, discussing and sharing information on my blog. My intention is to discuss current events, money management, trivia and little known facts. I will also include sites to obtain additional information about the current events and money management. I hope to make this an informative and fun blog to follow. That said let’s get to it.....
Current Events
Emergency Unemployment Compensation benefits are about to expire on December 28th. The discussion going on now is whether to continue benefits and if so how do we pay for it. The definition of unemployment is when people are without work and are actively seeking work. The estimates of people eligible for these benefits vary depending on the source of the information but government organizations (Labor and Commerce) place it at 1.3 million people and by the end of the year sources have it as high as 4.9 million if these benefits are not extended.  These benefits are only for people who have collected more than 26 weeks of unemployment benefits. This Emergency Unemployment Compensation act was passed by congress in 2008 and was implemented due to hard times. It extended benefits for up to 73 weeks and if extended in 2014 the estimated cost would be $25.2 billion.  
There are many theories about unemployment and how to manage the issues. The Marxian theory and the Keynesian theory seem to be the most followed. There are also other factors that affect unemployment. Cyclical, frictional, structural and classical factors provide a reasonable explanation as to how and why unemployment occurs.
There is a group in congress saying they will support the extension of unemployment benefits if we can find a way to pay for it. The other side is saying the savings from the passage of the farm bill could be put towards paying for those benefits. According to the CBO the extension of benefits would boost the economy by 0.3% and create 300,000 jobs.  The fear for most economists is that if benefits stop, those that have been looking for work for over 26 weeks will stop looking. Studies have found that companies are reluctant to hire people that have been unemployed for over 26 weeks. This was set up to be an emergency program for bad times, are bad times over is another argument. Economists are proposing a myriad of ideas to help end unemployment.  This does not resolve the problem in time.
The one factor that is not being taken in to account in all this is the family (people) factor. If we don’t continue these benefits what are families to do?  What do you think……….
To find more in depth information about this subject visit these sites:
 
 
Money Management
A good way to decrease your debt faster is to list all your debt to be paid. Number your debt sequentially from lowest owed to highest owed. Then pay more towards the least of these debts while paying minimums on the others. Once you pay off the first debt you can put those monies toward the next debt in line. You will find that you will eradicate your debt faster.
 
Trivia
Did you know English people drink more tea than any other country.
 
  Everyone is in favor of free speech. Hardly a day passes without its being extolled, but some people's idea of it is that they are free to say what they like, but if anyone else says anything back, that is an outrage.

― Winston Churchill
 
Please visit our website at www.hausof weber.com
We seek your feedback on all phases of this blog…..click here


 

Please visit our website at www.hausof weber.com

We seek your feedback on all phases of this blog…..click here